Njangi

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Savings Mobilization System

Njangi is a local institution made up of members who pool resources together in a rotation for the equal benefit of every member. Community-Based Rotating Savings and Credit Associations (ROSCAs) represent the common human desire for mutual support and financial cooperation. It is an age-old African system of money management that is used to this day. A community-based system that has supported families through tough times, stretched meager incomes allowing parents to educate their children; giving others great opportunities to develop their lives without the total dependence on any banks or …

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