Payback: Money & Expenses — ASO

By Nivesh Kumar on AppTrack Ninja.

Lend. Spend. Track. Privately.

The all-in-one money tracker for everyday life. Lend. Borrow. Split. Spend. Track everything from one fast, private, local-first app. Three simple actions cover it all: - I gave — money you lent - I got — money you received - I spent — personal or split expenses No required account. No mandatory cloud. No bank connection. Your data lives on your device. WHY PAYBACK - Built for real life, not bookkeeping - Local-first by default — works fully offline - Optional encrypted iCloud backup with retention controls - Sign in with Apple is supported but never required - Nine languages, light/dark/syst…

Categories: Finance, Productivity

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