SpendLens: Budget Envelopes

By InnovaLabWorks on AppTrack Ninja.

Envelope budgeting, offline

SpendLens is old-school envelope budgeting on your iPhone and iPad. Fully private, no bank linking, no account. Put a monthly amount in each envelope. Spend from the right one. When an envelope runs low, that is your signal. SpendLens does the arithmetic paper envelopes never could: refills, carryover, and recurring bills, computed for you. WHAT SHIPS IN THE BOX - Envelopes with monthly refill: every envelope returns to its budget on the 1st - Carryover rules per envelope: keep the remainder, reset to budget, or cap what carries over (overspend carries too, so the math stays honest) - 3-secon…

Categories: Finance

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