Pentos: Envelope Budget — ASO

By Nadir Saleh on AppTrack Ninja.

Pay once. Private. Offline.

Give every unit of money a job. Pentos brings classic envelope budgeting to a modern ledger: assign what you have to category envelopes each month, spend against them, and watch what's left roll forward. You buy it once. It works entirely offline. Nothing about your money ever leaves your iPhone. WHY ENVELOPES Budgets fail when they're forecasts. Envelope budgeting only deals in money you already have: fund Groceries, fund Rent, and when an envelope runs dry, the shortfall is charged back against next month, so the numbers stay honest. Categories can carry their debt forward instead if you pr…

Categories: Finance, Productivity

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